Asset Management & Capital for NPL & REO Portfolios

Since 1993, Mountain Funding has been one of America’s leading private lenders and investors for land acquisition, residential development and construction, condo conversions, and value-added commercial repositionings. At the same time, we are also experienced and successful developers and asset/property managers, specializing in the workout and development or stabilization of these assets for our own account and for our co-investors. By combining our capital strength with our proven real estate asset management and development capability, we are able to offer to third-party financial institutions a unique “joint asset management and capital program” for distressed debt, NPL portfolio acquisition, and REO portfolio acquisition, providing one-stop financing, workout, liquidation and bankruptcy servicing. By being willing to invest debt or equity in the distressed asset, we are showing that our primary objective, and common agenda with our client, is maximization of cash flow and capital return and minimization of principal risk.

Hard Money Loans & DIP Loans

Mountain Funding has been financing opportunistic real estate transactions on a nationwide basis since 1993. We provide a unique private financing alternative to developers and operators, enabling them to seize new opportunities and/or add value to their existing projects. Thanks to the hands-on development background and experience of our principals, we specialize in non-conventional situations usually requiring quick closings. Our hard money loans and bridge loans are often non-recourse, and are uniquely flexible in terms of size, maturity, structure, leverage and product type.

For stalled projects where funding has dried up, Mountain Funding can lend additional capital for everyone’s benefit. Specifically, Mountain’s Project Rescue & DIP Loans will: fund priming DIP loans and bankruptcy plans; finish construction or entitlement; continue interest payments; cover operating expenses including taxes, payroll, utilities, insurance, HOA dues and marketing; avoid premature discounted sales and write-offs; provide time to effectuate a repositioning plan or to simply wait for recovery. These loans are perfect for workouts, restructures and bankruptcy plans; a priming senior lien is required.